Privacy Policy
Please Read Carefully

This Privacy Notice sets forth the information gathering, use, and dissemination practices of Credit Bureau Collection Services, Inc. dba CBCS and CBCS National ("CBCS") in connection with the World Wide Web site located at (its "website"). This Privacy Notice addresses CBCS' practices regarding information CBCS collects or collected directly through or from this website - it does not address or govern any information gathering, use, or dissemination practices related to information collected other than directly through or from its website, including, without limitation, from or via telephone, facsimile, postal mail, personal delivery, or other or additional offline means or media.

CBCS may collect, use, and store information on the domain you use to access the website, the Internet address of the site from which you linked directly to the website, and the date and time of your visit to its website. This information may include information to be used to measure the number of visitors to the various pages on the website and to help make improvements to the information contained on the site. CBCS also collects, uses, and stores the e-mail addresses of users that communicate with CBCS via e-mail, information knowingly provided by website users, and information regarding which of the website pages the users access.

Personal information contained in e-mail sent by individuals may be used by CBCS to answer questions, follow-up on suggestions or complaints, process requests or transactions, or improve the level of service CBCS provides.

CBCS may share personally identifiable information obtained on its website with any company internal to Credit Bureau Collection Services, Inc. or its subsidiaries. Except as provided below, CBCS does not share any personally identifiable information obtained on its website with or sell information obtained on this website to any company or marketing group external to CBCS and its subsidiaries. CBCS will not make any disclosures in violation of the Fair Debt Collection Practices Act, or other applicable laws.

CBCS may disclose identifiable information as CBCS deems appropriate to the following (i) to another entity with which CBCS enters or reasonably may enter into a corporate transaction, such as, for example, a merger, consolidation, acquisition, or asset purchase or (ii) to a third party pursuant to a subpoena, court order, or other form of legal process or in response to a request by or on behalf of any local, state, federal, or other government agency, department, or body which has regulatory authority over the business operations of CBCS, whether or not pursuant to a subpoena, court order, or other form of legal process.

While CBCS may undertake efforts to see that another party to which CBCS shares personal information is under a contractual obligation to use the personal information solely for the purposes for which the information was disclosed by CBCS, CBCS exercises no control over such parties and CBCS is not responsible for their conduct, actions, omissions, or information handling or dissemination practices.

CBCS has implemented physical, electronic, and procedural security safeguards to protect against the unauthorized release of or access to personal information. Our employees are asked to agree to CBCS' confidentiality policy and are subject to disciplinary action if they fail to follow the confidentiality policy.

CBCS may change this Privacy Notice at any time. Notice of any new or revised Privacy Notice, as well as the location of the new or revised statement, will be posted on the website for at least sixty (60) days after the change. It is the obligation of users visiting the website before the change to learn of changes to the Privacy Notice since their last visit. Any change to this Privacy Notice shall be effective as to any website user who has visited the website before the change was made.